abf consultants is always looking at ways to make applying for and understanding asset based finance easier. If you have a specific question for which you would like a defined answer - we invite you to pose your question in the search field provided. If we do not have an answer listed for your specific question - please contact us with your question and we will get back to you. 

What information is required to apply for asset based finance?

Full Financial Disclosure is required. At abf consultants we make it our responsibility to advise you on the information required and then present it is such a way that your needs are accurately anaylsed and represented.

For a list of information requirements, log into our intranet site using the default user name and password and you may download the form in pdf format. Or you may simply call Ian on 083 440 5971.

What assets can I finance?

Any asset with is moveable and is deemed to be a capital assets ie: Trucks, Buses, Vehicles, Machinery, Aircraft, Printing and Packaging Equipment.

How long will it take to process my application?

From the time we have been provided with all the information - it will take about 7 - 14 working days for the banks to process that application. The time frame is also dependant on the complexity of the application. At abf consultants, we do our very best to ensure that your finance is approved in the shortest time frame possible because we understand that your business is dynamic and having quick and convenient access to capital is of vital improtance.

Do I have to pay a deposit if I enter into a Lease Agreement ?

The Credit Agreement Act may stipulate that no deposit is required - however the Finance House may require a deposit dependent on the nature of the asset to be financed and the strength of the application.